According to the latest news the Czech National Bank ("CNB") hasn´t changed the interest rates. We can expect the interest rates to be the same or lower during the summer and in the second part of this year.
The soon to be presented novelty - amendment to the Act by the CNB which could help younger people, those under 36 years of the age to get a mortgage. These young people could apply for a 90% LTV mortgage or could be offered better interest rates.
Currently, the banks can standartly offer 80% LTV mortgages and in it is very rare for banks to offer 90% LTV mortgages. About these exeptional clients the banks are deciding by themselves. The only condition is that the overall 90% LTV mortgages can not exceed 15% of the total money lent.