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Since the beginning of the year, we have seen interest rates fall, and this trend is expected to strengthen even more through the spring months. The next meeting of the Czech National Bank ("CNB") is already tomorrow, March 20, 2024, and further reductions in basic interest rates are expected. Mortgage banks will most likely respond to this again...

Applying for a mortgage in the Czech Republic might be confusing for expats / foreigners due to the Czech bureaucracy, processes in banks, specific buying process of purchasing a property or just because of the language barriers.